Terms of Purchase
Effective Date: September 1, 2026
Download Limits. The Company’s digital products are delivered via a secure download link send to the email address provided at checkout. Each purchase entitles you to a maximum of three (3) download attempts per file. We highly recommend saving the file immediately to your device or cloud storage upon your first download. If you exhaust your download limit due to technical difficulties, please contact our support team at datanerd@healthcostinstitute.org.
Download Link Expiration. For your security and to prevent unauthorized sharing, your unique download links are valid for 72 hours after your purchase. If you lose access and need a new link generated within 30 days of purchase, contact us at datanerd@healthcostinstitute.org.
Unauthorized Distribution. Sharing your download links or uploading our digital products to third-party file-sharing websites is strictly prohibited. Violations may result in the immediate revocation of your access without a refund.
User Responsibility. You are solely responsible for ensuring that you have the appropriate software, internet connection, and device capabilities to open and view the digital products.

